The North Carolina firm of Poyner Spruill LLP has an extensive practice in the representation of banks, savings and loans, and other financial institutions. The firm's attorneys bring vast experience and expertise to the practice of North Carolina and Federal banking, credit and financial law.

Attorneys in this Practice Group offer a broad range of legal banking representation to financial institutions, banks, savings and loans and private and corporate managed funds and estates. Legal services include, but are not limited to, advice on complex compliance procedures, interpretation of NC State, federal and international regulatory requirements, tax applications of the state of North Carolina and the US Treasury, negotiation of terms, loan agreement structuring, document preparation, and other applications of banking law. Our lawyers regularly assist clients in the development and implementation of new products and services as well as public offerings.

Individual clients have benefited from our strong banking background in areas such as regulatory and tax laws of estate planning, endowments, charitable contributions, retirement planning, IRAs (Individual Retirement Accounts), 401k and 403b plans, portfolios, futures and options, restructuring of debt, bankruptcy, and e-commerce.

Poyner Spruill LLP strives for excellence in practice and is structured for flexibility in the fast moving world of financial, credit and banking law. Our attorneys understand the complex interlocking Federal and North Carolina State laws regulating credit, currency, commodities, bonds and digital money. The full resources of our interdisciplinary firm can be focused on any specific transaction.